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Christian charity aims to change lives of millions through insurance programme

by Tola Mbakwe

The African and Asian Resilience in Disaster Insurance Scheme (ARDIS) is thought to be the world's largest non-governmental climate insurance programme and is projected to support four million people in six countries.

VisionFund International, which is part of Christian charity World Vision, and Parametrics started the scheme.

Stewart McCulloch, with VisionFund, told Premier News Hour the $10 million program will help the most vulnerable.

"This is aimed at agricultural communities going through major climate shocks, particularly droughts to start with," he said.

"At that point the farmers' crops are failing. In a rural community if farmers are having a bad time everybody a having a bad time."


As soon as disaster strikes in Kenya, Malawi, Mali, Zambia, Cambodia and Myanmar, ARDIS funding will kick in to minimise harm to a community's economy.

"We're providing the resources for that community to redirect its efforts, chose different crops, and replant or diversify into things that allow them to work their way through the drought and keep their livelihoods going," McCulloch added.

"The critical thing is that it's very cheap and it provides meaningful climate protection for families without them having to do a huge amount to gain the protection."

The programme contributes to a major goal of G7, a group of seven countries with the largest economies in the world, to increase climate risk insurance for 400 million people in developing countries.

The scheme has been funded by a $10 million contingent disaster finance credit line from the InsuResilience Investment Fund.

Listen to Stewart McCulloch listening to Premier's Tola Mbakwe here:

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