Revd Rory Stott made the comments as an intense storm, known as a "weather bomb", is hitting northern parts of the UK.
Northern and western parts of Scotland and Northern Ireland are the worst affected.
The storm temporarily caused 17,000 homes in the Western Isles to lose power.
The Met Office has issued an amber warning - its second highest - for the Northern Isles, Western Isles, north and west Highlands and Argyll, and the far north of Northern Ireland.
This means they need to "be prepared" for winds of up to 80mph, and waves which are reported to be fifty feet high.
Revd Rory Stott, from Ayr Free Church in Ayrshire, southwest Scotland, told Premier's News Hour: "[It's] very windy. I think that's the biggest thing... and of course with it is coming the cold as well. The other thing is water on the roads.
"But people are just getting on with it. It's not maybe as bad as people are saying it is.
"I think it's biblical that we're available for those in need. It's very easy for many of us to be sitting in our homes and in our manses all warm and to forget about others.
"We've made our hall available for anybody who needs it. There is help available... in Ayr, if people are needing some warmth in emergencies."
The severe weather's forced some ferry and rail services to cancel, and caused significant traffic delays.
Schools and nurseries in the Western Isles are closed, with many also closed in the Highlands.
Wind speeds are expected to reach their maximum this afternoon, before slowing down.
A second wave of severe weather is expected to reach the UK during the night on Thursday.
No one has been injured because of the weather so far.