There's been a sharp rise in the number of people struggling with their finances compared with seven years ago. More than half of those surveyed by the Money Advice Service say they're living on the edge. Before the credit crunch in 2006 it was just over one in three. Jeff Gregory, who's now retired, was heavily in debt before he was helped by Christians Against Poverty.
He told Premier's Marcus Jones on the News Hour he's had to learn how to keep on top of his finances: