Joyce Park from Kidds Transport on Canton Road said several firms in the area were also deluged overnight, following prolonged spells of heavy rain across North West England.
Mrs Park, who is also a circuit steward in the Methodist Church, told Premier believers especially ought to pray "for people whose homes have been affected; at least we can come home to a dry home - they haven't got that."
More than 70 people needed to be rescued in north Lancashire overnight, including 27 in the village of Galgate who later took shelter in local pubs.
Lancashire Constabulary said more than 500 flood-related calls were received by the emergency services, Environment Agency and Lancaster City Council.
Expecting an imminent visit from her insurers, Mrs Park told Premier: "Staff are in with wellingtons on and clearing up, keeping the wagons moving."
The businesswoman, who said her business was "devastated" by flooding to hit the area in 2015, also questioned whether the recent flooding would have been so severe, had drains and the nearby River Condor been better maintained.
She said: "We need people in authority to start taking notice."
In response, Lancashire City Council told Premier: "We carried out an investigation only last month into the drainage system on Caton Road and found no underlying problems.
"Flooding in this area occurs due to high river levels and the drainage system being overwhelmed and unable to drain into the river."
Sheena Engineer, National Flood Duty Manage for the Environment Agency, told Premier its actions had protected more than 6,000 from the recent severe weather.
She added: "We'll continue to provide support to those affected today, working with partners to assess the situation and check flood defences."
Click here to listen to Premier's Alex Williams speaking with Joyce Park: